Borrower Resources
Documents and Templates
Everything you need to prepare for your loan. Download checklists, budget templates, and borrower forms so you're ready before the first call.
DSCR Loan Document Checklist
Everything you need to submit for a DSCR loan: lease agreements, insurance quotes, entity docs, reserve statements, and more. Print this out before you start your application.
Download SpreadsheetFix-and-Flip Scope of Work Template
A line-by-line rehab budget template formatted the way lenders want to see it. Covers demolition, structural, mechanical, finishes, permits, and contingency.
Download SpreadsheetConstruction Budget Template
A detailed budget template for ground-up construction projects. Includes land, site work, hard costs, soft costs, permits, and contingency reserve.
Download SpreadsheetReal Estate Experience Form
List your completed projects for lender review. Includes fields for property address, purchase price, rehab cost, sale price, and outcome. Stronger experience means better rates and leverage.
Download SpreadsheetPersonal Financial Statement
A standard form listing your assets, liabilities, and net worth. Some lenders require this even on no-doc programs to verify overall financial health.
Download SpreadsheetEntity Formation Checklist
Why you should vest investment properties in an LLC, what documents you need, and how your entity structure affects your loan options. A quick reference for new and experienced investors.
Download SpreadsheetLoan Program Quick Reference Guide
All 9 Sinai Capital loan products on one page. Compare LTV, rates, terms, credit requirements, and close times side by side. Keep it handy when evaluating your next deal.
Download SpreadsheetHave questions about what you need?
Call us and a loan specialist will walk you through exactly what's required for your specific deal.
These documents are provided as general templates and checklists. Actual documentation requirements vary by lender, loan product, and deal specifics. Your Sinai Capital loan officer will provide a complete list of required documents once your deal is in process.