Disclaimer

General Disclaimer

Sinai Capital, LLC ("Sinai Capital," "we," "us," or "our") is a commercial real estate lending brokerage. We are not a direct lender, bank, or depository institution. We do not make loans, extend credit, or make credit decisions. All loans are originated, underwritten, and funded by third-party lenders in our network.

No Loan Offer or Commitment

Nothing on this website constitutes a loan offer, commitment to lend, or guarantee of loan approval. All loan products, interest rates, terms, and conditions described on this website are for informational purposes only and are subject to change without notice. Actual rates, terms, and availability depend on the borrower's qualifications, the property, market conditions, and the underwriting criteria of the originating lender.

Rate and Term Estimates

Any rates, terms, or loan scenarios presented on this website (including in loan calculators, product pages, or example scenarios) are estimates only and do not represent an offer to lend. Actual rates and terms may vary significantly based on individual circumstances. Rate quotes are subject to verification and may change at any time prior to loan closing.

Rate Beat Guarantee

Our rate beat guarantee applies only to comparable loan products with matching terms, property type, loan-to-value ratio, and borrower profile. To qualify, you must provide a valid, verifiable loan estimate or term sheet from a competing lender for a substantially similar loan product. Sinai Capital reserves the right to verify competing offers and to determine comparability in its sole discretion. The guarantee does not apply to promotional rates, government-backed loans, or loan products not offered through our lender network.

No Financial or Legal Advice

The information provided on this website is for general informational purposes only and should not be construed as financial, legal, tax, or investment advice. We recommend that you consult with qualified professionals before making any financial decisions. Sinai Capital is not responsible for any decisions made based on the information provided on this website.

Third-Party Lenders

Sinai Capital works with a network of third-party lenders. We do not control or guarantee the actions, decisions, or practices of these lenders. Each lender has its own underwriting criteria, approval process, and terms. By submitting an inquiry through our website, you authorize us to share your information with lender partners for the purpose of obtaining loan quotes on your behalf.

Credit Inquiries

Submitting a pre-qualification form on our website does not trigger a credit inquiry. A credit report will only be obtained after you have spoken with a Sinai Capital loan specialist and have provided explicit authorization for a credit check in connection with a formal loan application.

Equal Opportunity

Sinai Capital is committed to the principles of fair lending. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other characteristic protected by applicable law.

Website Accuracy

While we strive to keep the information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information, products, services, or related graphics contained on this website. Errors and omissions may occur. We reserve the right to correct any errors and to update information at any time without notice.

Contact Us

If you have questions about this disclaimer, please contact us:

Sinai Capital, LLC
101 Crawfords Corner Rd, Holmdel, NJ 07733
Email: info@sinaicapital.io
Phone: (732) 754-2144